Cookie Policy

With this policy, we supplement the Swiss Bankers Privacy Policy regarding the use of the Swiss Bankers website and inform you how we use cookies and similar technologies to improve your user experience on our websites. In principle, no personal data is collected and processed when you visit our website, unless you voluntarily enter your personal data with regard to a product or service. By using this website, you consent to our use of cookies and similar technologies and the associated processing of your personal data. This information may be updated at any time. It is therefore recommended that you consult this information regularly.

Cookie Policy

All websites and apps operated by Swiss Bankers Prepaid Services AG and Swiss Bankers Prepaid Services (Liechtenstein) AG (hereinafter also referred to as "Swiss Bankers", "we" or "us") use cookies and similar technologies for website improvement, statistical purposes as well as targeted submission of offers and online advertising campaigns. By using our website cookies are automatically created as small text files and you agree to their storage on your terminal device unless you prevent this. This is not personal data, as this data does not allow Swiss Bankers to draw any conclusions about you as a person. The following data is collected:

• Your IP address
• Browser used (version and operating system)
• Device type and screen resolution
• Server Port, User Name, User Agent, Win32 Status, URI Stem/Query, Method
• Source or reference, i.e. website from which you accessed one of the Swiss Bankers websites
• Time at the time of access
• Pages and files accessed
• Time spent on the accessed pages
• Geographical information (location, language, country)
  Behavioral data (page views, interactions, conversions)

This data processing is necessary for technical reasons and to ensure system security. This data is evaluated and stored exclusively for statistical purposes and to improve the quality of the Swiss Bankers website, in order to make your next visit to the Swiss Bankers website easier. The server log files can be checked retrospectively if there are concrete indications of unlawful use.

Use of cookies on the Swiss Bankers website

If you submit your personal data (e.g. title, first name, last name, e-mail address, telephone number, employer or place of work) via contact form or in any other way through the Swiss Bankers website, Swiss Bankers may process your data for the following technically necessary purposes in addition to the purposes described in the privacy policy on our website:

• Improving the website based on the number of users, dwell time, page views, bounce rate, links clicked, scroll depth and other metrics. Thus, we can determine which pages are working well and which ones need an overhaul.
• Preferred content display: Here, we determine information about user preferences that enable us to show you, for example, the website in your language and with the layout that suits your device.
  Optimization of website loading speed and performance: Statistical data helps us to display relevant information to you even faster.
• Swiss Bankers uses cookies with different storage periods:

We use session cookies to secure your browser session. These cookies are automatically deleted at the end of the session when you close your browser.
Permanent cookies remain stored on your device for a certain period of time (e.g. one week after your last visit) and allow us to recognize your browser on your next visit. This enables us, for example, to save your language settings over several browser sessions or to display content on the website that is tailored to your interests.

How can the storage of cookies be prevented?

Accepting cookies is not a prerequisite for visiting the Swiss Bankers website or using the online services. You can prevent the storage of cookies in your browser or on your mobile device at any time. By refusing the corresponding consent, you can prevent the use of cookies. If the use of cookies is prohibited, certain functions of the Swiss Bankers website can only be used to a limited extent.

Cooperations - Partners and Third Parties:

• To improve the user experience and our online advertising campaigns, we collaborate with third parties and use their software components. For example, online ordering of the Prepaid Card would not be possible without our partners. Our cooperation partners may also use cookies for the above purposes.
• If you subscribe to a newsletter or a news subscription ("Newsabo") on the Swiss Bankers website, you agree to the processing of your personal data in a so-called double opt-in procedure. Swiss Bankers collects the fact whether the newsletter or news subscription concerned has been opened and the click-through rate in order to improve the respective offer. You have the possibility at any time to have the dispatch stopped via the corresponding link in each newsletter or news subscription. The data used for the dispatch will be deleted within a reasonable period of time.
• In the case of an existing partnership with a third party, cookies are used to provide Swiss Bankers advertisements on third-party sites. Our partners may in turn collect anonymized data relating to your use of the website. Some of the anonymized information, such as - but not limited to - the name of the third party site you visited, categories you were interested in, or language / geographic location information. We use this information to improve our advertising campaigns and increase the value.

Third party cookies and tracking technologies

The Swiss Bankers website may contain hyperlinks to other websites that are not operated or monitored by Swiss Bankers. These websites are not subject to these Terms and are outside the risk and control of Swiss Bankers. The terms of use and privacy policy of the respective websites apply. Please refer directly to these websites for information on how your data is used and how you can protect your data, in particular when you enter your personal data.

When you visit the Swiss Bankers website or the websites linked to it, your data is transmitted via an open, generally accessible network. Accordingly, the data may be transmitted across borders, even if the sender and recipient are located in Switzerland.

The Swiss Bankers website may contain social bookmarks. These can be identified by the corresponding buttons. Users of certain social media platforms can use social bookmarks to post links to your profile in order to mark them or to share the corresponding page with their contacts. When you use social bookmarks, you send recognition data to the corresponding social media platform. The respective usage and privacy policies of the respective social media platforms apply.

Security of data transmission and disclaimer

Swiss Bankers continuously takes appropriate technical and organizational security measures to protect its data. In particular, appropriate encryption procedures are used for the transmission of the data you enter. Although encryption procedures with a high security standard are used, absolute security cannot be guaranteed. In particular, the Internet is an open network accessible to anyone and may be subject to intervention by unauthorized third parties or transmission errors or delays may occur. These unauthorized third parties may be able to draw conclusions about any existing or future business relationships.

At the same time, it is your responsibility to protect your own system by taking appropriate security precautions. In particular, the operating system and the browser must be up to date, the security updates of the manufacturers must be installed immediately and an appropriate and up-to-date virus protection must be used.

Swiss Bankers excludes liability for any damage resulting from the use of the public and private data transmission networks, unless Swiss Bankers has violated the customary business care. Liability for the public and private data transmission networks of any kind (e.g. interruption of operation, malfunction, viruses, harmful components, etc.), misuse by third parties and the loss of programs or other data in the information systems is also excluded.

Change cookie settings

You have the possibility to directly influence the use of cookies at any time by manually deleting your cookies in the cache settings of your browser.

Additional notice

If you leave this website by clicking on another page, please note that the privacy policy as well as the cookie policy of the respective website may differ. Swiss Bankers is not responsible for the content, the regulations and the handling of your data on other sites.

Web Analysis

This website uses cookie-based technologies from cooperation partners, with which we learn more about your usage habits. In the context of online behavioral advertising (also OBA or "usage-based online advertising"), digital advertising is played out that is based on the anonymous analysis of the surfing behavior of Internet users and is delivered according to their presumed interests. Cookies are also used by some providers for this purpose. By means of remarketing (or retargeting) services from Google Ads, Facebook, AWIN, TikTok and other affiliate marketing network providers, we can better tailor both our service to you and advertising that we place on partner sites. Of course, no personal data such as names or addresses are stored in this process. We only use anonymized cookies and thus comply with the applicable legal data protection provisions. The legal basis for the use of these remarketing or retargeting providers is the legitimate interest of Swiss Bankers to provide you with offers tailored to your interests and needs as far as possible and to make our websites interesting and appealing to you.

Cookie Opt-out

You can prevent the processing of your data by Google, Facebook, Tiktok and other affiliate marketing service providers by blocking third-party cookies in your web browser settings or preventing cross-website tracking and/or using ad blocking software. For more information about data protection and the rights of data subjects in connection with tracking by Google and other service providers, please see the Privacy Policy: Click here.