Overview of your account
You can use your personal reference number to add funds to your prepaid card simply and conveniently via e-banking or standing order. Request your personal reference number
With the various prepaid credit cards, Swiss Bankers offers secure and simple payment solutions for private or corporate customers and for every need.
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Travel
Life
Life Digital
Prime
Usage
Travel is the prepaid credit card without an annual fee for safe and easy payments on your travels.
Life is the uncomplicated and flexible prepaid credit card for everyday use.
Life Digital is the immediately available digital card for mobile payments by mobile phone.
Prime is the exclusive prepaid credit card for private bank customers.
The benefits at a glance
Our popular Travel Cash card is now called Travel. The prepaid card can be topped up in Swiss francs, euros or US dollars and used worldwide in shops and on the Internet as well as at ATMs to withdraw cash in the respective local currency. In case of loss or theft, it will be replaced immediately free of charge worldwide. Travel is available at various outlets, at almost all banks or SBB.
Life is the universal prepaid credit card for everyday use, which you can use in shops and on the Internet worldwide. The card can only be debited if a credit balance has been loaded onto it. This keeps spending under control at all times. It is the ideal solution for those who do not have a credit card or do not want to use it on the Internet. Life is available in the Swiss Bankers online shop and at various outlets.
Life Digital is a purely digital prepaid credit card for the smartphone. You always have it on you – without a wallet. You can order Life Digital via the Swiss Bankers app and activate it immediately on your mobile phone.
The top-up limit is higher than with other Swiss Bankers prepaid credit cards. This way, with Prime you benefit from even more flexibility. Prime is available from selected private banks.
Card fee
None
Annual fee: CHF 45
Monthly fee: CHF 2.90
None
Top-up fee
1.5%, for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee1.
None, for cards obtained from Swiss Bankers
None1, for cards obtained via outlets
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day1.
None
Fast charge by credit card/debit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.
1.5 %1
Fast charging by credit card/debit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.
Ways to top up your card
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/debit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
Charge per payment
CHF 1 / EUR 1 / USD 1
None
None
CHF 1 / EUR 1 / USD 1
Processing fee foreign country
None
0.95%
0.95%
None
ATM withdrawal fee in Switzerland
CHF 5 / EUR 5 / USD 5
CHF 5
N/a
CHF 5 / EUR 5 / USD 5
ATM withdrawal fee abroad
CHF 7.50 / EUR 7.50 / USD 7.50
CHF 7.50
N/a
CHF 7.50 / EUR 7.50 / USD 7.50
Replacement card
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.
Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.
Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.
Card top-up
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000
Card currencies
CHF / EUR / USD
CHF
CHF
CHF / EUR / USD
Use options
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
Mobile payment
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
Availability
In CHF: To the online shop
In EUR / USD: To the outlets
To the online shop, Banks, SBB
To the outlets
Selected private banks
Maximum number of cards per person
One card directly from Swiss Bankers
Five cards via our outlets
One card directly from Swiss Bankers
Five cards via our outlets
1 card
5 cards
Swiss Bankers App Features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
1 Top-up fee may vary depending on the distribution partner
1 Top-up fee may vary depending on the distribution partner
1 Top-up fee may vary depending on the distribution partner
© Swiss Bankers 2023
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