Overview of your account
You can use your personal reference number to add funds to your prepaid card simply and conveniently via e-banking or standing order. Request your personal reference number
Value is the prepaid credit card from Swiss Bankers for companies. It is the ideal solution for easily making expense and advance payments to employees – securely, quickly and easily.
Request Value
Always safe: payouts to your employees without cash and with full cost control.
The card is accepted in more than 70 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad.
It is now available for your employees. The card is available in Swiss francs, euros or US dollars.
Top up the card via a simple web service and present Value to the beneficiary. It can be topped up once or repeatedly.
With Value, your employees also benefit from mobile payments by conveniently paying with their smartphone or smartwatch, for example via Apple Pay or Samsung Pay.
The Swiss Bankers app includes practical features such as balance and spending overviews, immediate card blocking in the event of loss and more.
The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. The latest security standards provide security and protection against card misuse on the Internet. In the event of loss, the card including the balance will be replaced worldwide.
With our Swiss Bankers prepaid credit card - linked to the Klara system - Klara offers you the easiest way to simplify the expense management.
Import bank transactions with just a few clicks and reconcile them with your accounting.
Purchases in foreign currencies can be automatically and correctly converted into Swiss francs and booked.
Thanks to the myKLARA app, you can also send your invoices and receipts to KLARA on the go.
No matter whether AG, GmbH or sole proprietorship: Pay and enter customer and supplier invoices as well as other receipts easily with KLARA.
View or download your income statement, balance sheet and account with one click.
With KLARA, you can do your payroll accounting at the touch of a button and be sure that your personnel costs are booked directly in the accounts.
Thanks to the intelligent system, KLARA automatically recognises the relevant information, supports you in categorising and posts correctly.
From 01 January 2022, Value will be fully integrated into KLARA accounting. Integrated in the new package "Accounting RELAX", expense management has never been easier.
The latest security technologies protect against misuse. The balance is fully secured and the card is quickly replaced worldwide if lost.
Card fee
None
None
Annual fee: CHF 45
Monthly fee: CHF 2.90
None
None
Annual fee: CHF 45
Top-up fee
Subject to conditions1
1.5%, for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets
Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee1.
None, for cards obtained from Swiss Bankers
None1, for cards obtained via outlets
Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day1.
None
Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.
1.5 %1
Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6.
Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.
Subject to conditions1
None1
Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6.
Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.
Ways to top up your card
- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets
Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.
Charge per payment
None
CHF 1 / EUR 1 / USD 1
None
None
CHF 1 / EUR 1 / USD 1
None
None
Processing fee foreign country
None
None
0.95%
0.95%
None
None
0.95%
ATM withdrawal fee in Switzerland
Subject to conditions
CHF 5 / EUR 5 / USD 5
CHF 5
N/a
CHF 5 / EUR 5 / USD 5
Subject to conditions
CHF 5
ATM withdrawal fee abroad
Subject to conditions
CHF 7.50/ EUR 7.50 / USD 7.50
CHF 7.50
N/a
CHF 7.50/ EUR 7.50 / USD 7.50
Subject to conditions
CHF 5
Replacement card
Subject to conditions
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.
Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.
Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.
Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.
Subject to conditions
Replacement in case of loss or theft including remaining card value for a fee of CHF 20.00 in Germany and CHF 50.00 outside Germany. Immediate replacement of cards stored digitally.
Card top-up
Subject to conditions
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100
Max. CHF 10 000
Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000
Subject to conditions
Min. CHF 100
Max. CHF 10 000
Card currencies
CHF / EUR / USD
CHF / EUR / USD
CHF
CHF
CHF / EUR / USD
CHF / EUR / USD
CHF
Use options
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments
Mobile payment
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!
-
Availability
In CHF: To the online shop
In EUR / USD: To the outlets
To the online shop, Banks, SBB
To the outlets
Selected private banks
Maximum number of cards per person
-
One card directly from Swiss Bankers
Five cards via our outlets
One card directly from Swiss Bankers
Five cards via our outlets
1 card
5 cards
-
One card directly from Swiss Bankers
Five cards via our outlets
Swiss Bankers App Features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
– Block your card
– Geo-blocking
– Spending overview
– Many other features
1 Top-up fee may vary depending on the contractual partner
Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.
Who is Value for?
With KLARA, the Value Card for SMEs is also worthwhile from the very first card. As the manager, you decide how much credit is available to each employee, customer or cardholder for their worldwide business expenditures.
What are the advantages of a prepaid corporate credit card?
Value is suitable for all companies whose employees travel abroad and regularly have to pay additional fees for payments in foreign currencies. Project-related employees can also easily obtain a Value prepaid card to make quick payments when travelling. The prepaid corporate card also allows you to easily distribute expense allowances to employees. Processing fees for withdrawing cash are kept low.
What should be done if the card is lost or misused?
In the event of loss, theft or misuse, the cardholder should preferably block the card immediately via the Swiss Bankers app. Our customer service should then be contacted immediately on +41 31 710 12 15.
The practical features of the Swiss Bankers app make using Value even more convenient, with clear presentation of all options and relevant information.
© Swiss Bankers 2023
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