Value - The secure Mastercard® corporate credit card

Value is the prepaid credit card from Swiss Bankers for companies. It is the ideal solution for easily making expense and advance payments to employees – securely, quickly and easily.

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Value card also available as integration in KLARA accounting. Learn more

How you benefit from Value.

Always safe: payouts to your employees without cash and with full cost control.

Pay worldwide.

The card is accepted in more than 70 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad. 

Available immediately.

It is now available for your employees. The card is available in Swiss francs, euros or US dollars.

Easy to top up.

Top up the card via a simple web service and present Value to the beneficiary. It can be topped up once or repeatedly.

Payment by mobile phone.

With Value, your employees also benefit from mobile payments by conveniently paying with their smartphone or smartwatch, for example via Apple Pay or Samsung Pay.

Swiss Bankers app.

The Swiss Bankers app includes practical features such as balance and spending overviews, immediate card blocking in the event of loss and more. 

Unparalleled security.

The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. The latest security standards provide security and protection against card misuse on the Internet. In the event of loss, the card including the balance will be replaced worldwide.

To the conditions

Klara Expense Management with Swiss Bankers - Expense management has never been easier.

With our Swiss Bankers prepaid credit card - linked to the Klara system - Klara offers you the easiest way to simplify the expense management.

Register now with Klara

Your advantages with Value & Klara

klara-usp_01_zahlungen-knopfdruck
Card transactions at the touch of a button

Import bank transactions with just a few clicks and reconcile them with your accounting.

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Tedious manual conversion is no longer necessary.

Purchases in foreign currencies can be automatically and correctly converted into Swiss francs and booked.

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Scan invoices via mobile phone.

Thanks to the myKLARA app, you can also send your invoices and receipts to KLARA on the go.

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Financial accounting for all.

No matter whether AG, GmbH or sole proprietorship: Pay and enter customer and supplier invoices as well as other receipts easily with KLARA.

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All your finances at a glance.

View or download your income statement, balance sheet and account with one click.

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Payroll and financial accounting perfectly coordinated.

With KLARA, you can do your payroll accounting at the touch of a button and be sure that your personnel costs are booked directly in the accounts.

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Post invoices automatically.

Thanks to the intelligent system, KLARA automatically recognises the relevant information, supports you in categorising and posts correctly.

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Expense Management with Value in "KLARA Accounting RELAX".

From 01 January 2022, Value will be fully integrated into KLARA accounting. Integrated in the new package "Accounting RELAX", expense management has never been easier.

Open Klara website

Always safe.

The latest security technologies protect against misuse. The balance is fully secured and the card is quickly replaced worldwide if lost.

More about security

Fees and card information.

Card fee

None

None

Annual fee: CHF 45

Monthly fee: CHF 2.90

None

None

Annual fee: CHF 45

Top-up fee

Subject to conditions1

1.5%,  for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets

Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6. 

Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.

None,  for cards obtained from Swiss Bankers
None1, for cards obtained via outlets

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.

None

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: It’s free to top up your card via online banking, and your credit is generally available in one working day.

1.5 %1

Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6. 

Tip: When you top up your card via online banking, your credit is generally available in one working day. There are no further costs in addition to the top-up fee.

Subject to conditions1

None1

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.

Ways to top up your card

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

Charge per payment

None

CHF 1 / EUR 1 / USD 1

None

None

CHF 1 / EUR 1 / USD 1

None

None

Processing fee foreign country

None 

None 

0.95%

0.95%

None 

None 

0.95%

ATM withdrawal fee in Switzerland

Subject to conditions

CHF 5 / EUR 5 / USD 5

CHF 5

N/a

CHF 5 / EUR 5 / USD 5

Subject to conditions

CHF 5

ATM withdrawal fee abroad

Subject to conditions

CHF 7.50/ EUR 7.50 / USD 7.50

CHF 7.50

N/a

CHF 7.50/ EUR 7.50 / USD 7.50

Subject to conditions

CHF 5

Replacement card

Subject to conditions

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.

Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Subject to conditions

Within Germany, replacement cards are issued and delivered free of charge. Outside Germany, a fee of EUR/USD/CHF 50,00 is charged.

Card top-up

Subject to conditions

Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000

Min. CHF 100
Max. CHF 10 000

Min. CHF 100
Max. CHF 10 000

Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000

Subject to conditions

Min. CHF 100
Max. CHF 10 000

Card currencies

CHF / EUR / USD

CHF / EUR / USD

CHF

CHF

CHF / EUR / USD

CHF / EUR / USD

CHF

Use options

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

Mobile payment

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

-

Availability

In CHF: To the online shop
In EUR / USD: To the outlets

Selected private banks

Maximum number of cards per person

-

One card directly from Swiss Bankers
Five cards via our outlets

One card directly from Swiss Bankers
Five cards via our outlets

1 card

5 cards

-

One card directly from Swiss Bankers
Five cards via our outlets

Swiss Bankers App Features

– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Block your card
– Geo-blocking
– Spending overview
– Many other features

Top-up fee may vary depending on the contractual partner

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Frequently asked questions.

Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.

Who is Value for?

With KLARA, the Value Card for SMEs is also worthwhile from the very first card. As the manager, you decide how much credit is available to each employee, customer or cardholder for their worldwide business expenditures.

What are the advantages of a prepaid corporate credit card?

Value is suitable for all companies whose employees travel abroad and regularly have to pay additional fees for payments in foreign currencies. Project-related employees can also easily obtain a Value prepaid card to make quick payments when travelling. The prepaid corporate card also allows you to easily distribute expense allowances to employees. Processing fees for withdrawing cash are kept low.

What should be done if the card is lost or misused?

In the event of loss, theft or misuse, the cardholder should preferably block the card immediately via the Swiss Bankers app. Our customer service should then be contacted immediately on +41 31 710 12 15.

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Everything is even easier with the Swiss Bankers app.

The practical features of the Swiss Bankers app make using Value even more convenient, with clear presentation of all options and relevant information.