Value

Value is the prepaid credit card from Swiss Bankers for companies. It is the ideal solution for easily making expense and advance payments to employees – securely, quickly and easily.

How you benefit



How you benefit from Value.

Value Card is now called Value.
Always safe: payouts to your employees without cash and with full cost control.

Pay worldwide.

The card is accepted in more than 44 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad. 

Available immediately.

It is now available for your employees. The card is available in Swiss francs, euros or US dollars.

Easy to top up.

Top up the card via a simple web service and present Value to the beneficiary. It can be topped up once or repeatedly.

Payment by mobile phone.

With Value, your employees also benefit from mobile payments by conveniently paying with their smartphone or smartwatch, for example via Apple Pay or Samsung Pay.

Swiss Bankers app.

The Swiss Bankers app includes practical features such as balance and spending overviews, adding money to the card balance, immediate card blocking in the event of loss and more. 

Unparalleled security.

The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. The latest security standards provide security and protection against card misuse on the Internet. In the event of loss, the card including the balance will be replaced worldwide.

To the conditions

Always safe.

The latest security technologies protect against misuse. The balance is fully secured and the card is quickly replaced worldwide if lost.

More about security

Fees and card information.

Card fee

None

None

Annual fee: CHF 45.00

Monthly fee: CHF 2.90

None

None

Top-up fee

Subject to conditions 1

1.5 % 1

None 1

None

1.5 % 1

Subject to conditions 1

Charge per payment

None

CHF / EUR / USD 1.00

None

None

CHF / EUR / USD 1.00

None

Processing fee foreign country

None 

None 

0.95%

0.95%

None 

None 

Domestic ATM withdrawal fee

Subject to conditions

CHF / EUR / USD 5.00

CHF 5.00

n/a

CHF / EUR / USD 5.00

Subject to conditions

ATM withdrawal fee abroad

Subject to conditions

CHF / EUR / USD 7.50

CHF 7.50

n/a

CHF / EUR / USD 7.50

Subject to conditions

Replacement card

Subject to conditions

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.

Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Subject to conditions

Card top-up

Subject to conditions

min. CHF / EUR / USD 100
max. CHF / EUR / USD 10'000

min. CHF 100
max. CHF 10'000

min. CHF 100
max. CHF 10'000

min. CHF / EUR / USD 100
max. CHF / EUR / USD 20'000

Subject to conditions

Card currencies

CHF / EUR / USD

CHF / EUR / USD

CHF

CHF

CHF / EUR / USD

CHF / EUR / USD

Use options

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

Mobile payment

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

Available from

-

Banks, PostFinance, SBB 
To the outlets

Online-Shop, Banks, PostFinance, SBB 
To the outlets
 

Selected private banks

-

Maximum number of cards per person

-

5 cards

5 cards

1 card

5 cards

-

Funzioni app Swiss Bankers

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

1 Top-up fee may vary depending on the distribution partner.

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Frequently asked questions.

Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.

Who is Value for?

For all companies, organisations and authorities that add at least CHF/EUR/USD 100,000.00 per year to their balance. As the manager, you decide how much credit is available to each employee, customer or cardholder for their worldwide business expenditures.

What are the advantages of a prepaid corporate credit card?

Value is suitable for all companies whose employees travel abroad and regularly have to pay additional fees for payments in foreign currencies. Project-related employees can also easily obtain a Value prepaid card to make quick payments when travelling. The prepaid corporate card also allows you to easily distribute expense allowances to employees. Processing fees for withdrawing cash are kept low.

What should be done if the card is lost or misused?

In the event of loss, theft or misuse, the cardholder should preferably block the card immediately via the Swiss Bankers app. Our customer service should then be contacted immediately on +41 31 710 12 15.

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Everything is even easier with the Swiss Bankers app.

The practical features of the Swiss Bankers app make using Value even more convenient, with clear presentation of all options and relevant information.