Prime

Prime is the exclusive prepaid credit card from Swiss Bankers, available from selected private banks. You receive the card immediately, can add money to your balance as required and can pay worldwide securely and conveniently.





How you benefit from Prime.

Prime Card is now called Prime.
Always safe: available at no risk in Swiss francs, euros or US dollars.

Pay worldwide.

You can use the card in more than 70 million shops as well as for online payment. You can withdraw money at ATMs in Switzerland and abroad.

In three currencies.

Prime is available from selected private banks in either Swiss francs, euros or US dollars – quickly and easily. 

Easy to top up.

You can add money to your prepaid Prime credit card via your bank. Prime offers even more flexibility thanks to higher top-up limits. 

Mobile payments.

With Prime you also benefit from mobile payments. You pay conveniently with your smartphone or your smartwatch, for example via Apple Pay or Samsung Pay.

Swiss Bankers app.

The Swiss Bankers app includes practical features such as balance and spending overviews, immediate card blocking in the event of loss, blocking for specific countries and more.

Unparalleled security.

Security is guaranteed inside and outside of Switzerland. The card can only be debited if a credit balance has been loaded onto it. You can challenge transactions within 30 days. In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge.

To the conditions

Safe and secure worldwide – always.

In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge. Cards deposited digitally in the Swiss Bankers app can be reactivated immediately.

More about security

Fees and card information.

Compare

Card fee

None

None

Annual fee: CHF 45

Monthly fee: CHF 2.90

None

None

Annual fee: CHF 45

Top-up fee

1.5 %1

Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs to the charging fees.

1.5%,  for cards obtained from Swiss Bankers
1.5%1, for cards obtained via outlets

Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs to the charging fees.

None,  for cards obtained from Swiss Bankers
None1, for cards obtained via outlets

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.

None

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.

1.5 %1

Fast charging by credit card (approx. 15min): Additional costs of 1.5% (on charging amount with charging fee).
Charging with PostFinance card: Additional costs of CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs to the charging fees.

Subject to conditions1

None1

Fast charge by credit card (approx. 15min): 1.5%.
Charge with PostFinance card: CHF 6. 

Tip: Charge your card via e-banking (2-3 working days), so there are no additional costs.

Ways to top up your card

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

- Bank transfer/e-banking
- Credit card/PostFinance card
- Outlets

Tip: To find your personal payment details, open the Swiss Bankers app and select “Top-up.” You can also view your payment details in the customer portal.

Charge per payment

CHF 1 / EUR 1 / USD 1

CHF 1 / EUR 1 / USD 1

None

None

CHF 1 / EUR 1 / USD 1

None

None

Processing fee foreign country

None 

None 

0.95%

0.95%

None 

None 

0.95%

ATM withdrawal fee in Switzerland

CHF 5 / EUR 5 / USD 5

CHF 5 / EUR 5 / USD 5

CHF 5

N/a

CHF 5 / EUR 5 / USD 5

Subject to conditions

CHF 5

ATM withdrawal fee abroad

CHF 7.50/ EUR 7.50 / USD 7.50

CHF 7.50/ EUR 7.50 / USD 7.50

CHF 7.50

N/a

CHF 7.50/ EUR 7.50 / USD 7.50

Subject to conditions

CHF 5

Replacement card

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.

Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Subject to conditions

Within Germany, replacement cards are issued and delivered free of charge. Outside Germany, a fee of EUR/USD/CHF 50,00 is charged.

Card top-up

Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000

Min. CHF 100 / EUR 100 / USD 100
Max. CHF 10 000 / EUR 10 000 / USD 10 000

Min. CHF 100
Max. CHF 10 000

Min. CHF 100
Max. CHF 10 000

Min. CHF 100 / EUR 100 / USD 100
Max. CHF 20 000 / EUR 20 000 / USD 20 000

Subject to conditions

Min. CHF 100
Max. CHF 10 000

Card currencies

CHF / EUR / USD

CHF / EUR / USD

CHF

CHF

CHF / EUR / USD

CHF / EUR / USD

CHF

Use options

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

Mobile payment

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

-

Availability

Selected private banks

In CHF: To the online shop
In EUR / USD: To the outlets

Selected private banks

Maximum number of cards per person

5 cards

One card directly from Swiss Bankers
Five cards via our outlets

One card directly from Swiss Bankers
Five cards via our outlets

1 card

5 cards

-

One card directly from Swiss Bankers
Five cards via our outlets

Swiss Bankers App Features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Block your card
– Geo-blocking
– Spending overview
– Many other features

Top-up fee may vary depending on the distribution partner 

Top-up fee may vary depending on the distribution partner 
 

Top-up fee may vary depending on the distribution partner 

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Frequently asked questions.

Answers to general questions about PIN codes, security, mobile payment and services can be found under Frequently asked questions – general.

Where is the Prime prepaid card available?

Prime is available from selected private banks in Switzerland.

How many cards can I have?

You can have a maximum of five cards. However, this varies from one distribution partner to another.

In what currencies is Prime available?

The Prime card is available in euros, US dollars or Swiss francs.

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Everything is even easier with the Swiss Bankers app.

The practical features of the Swiss Bankers app make using Prime even more convenient, with clear presentation of all options and relevant information.

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