Product overview

With the various prepaid credit cards, Swiss Bankers offers secure and simple payment solutions for private or corporate customers and for every need.

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Travel

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Life

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Life Digital

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Prime

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Usage

Travel is the prepaid credit card without an annual fee for safe and easy payments on your travels.

Life is the uncomplicated and flexible prepaid credit card for everyday use. 

Life Digital is the immediately available digital card for mobile payments by mobile phone. 

Prime is the exclusive prepaid credit card for private bank customers.

The benefits at a glance

Our popular Travel Cash card is now called Travel. The prepaid card can be topped up in Swiss francs, euros or US dollars and used worldwide in shops and on the Internet as well as at ATMs to withdraw cash in the respective local currency. In case of loss or theft, it will be replaced immediately free of charge worldwide. Travel is available at various outlets, at almost all banks, PostFinance or SBB.

Life is the universal prepaid credit card for everyday use, which you can use in shops and on the Internet worldwide. The card can only be debited if a credit balance has been loaded onto it. This keeps spending under control at all times. It is the ideal solution for those who do not have a credit card or do not want to use it on the Internet. Life is available in the Swiss Bankers online shop and at various outlets.

Life Digital is a purely digital prepaid credit card for the smartphone. You always have it on you – without a wallet. You can order Life Digital via the Swiss Bankers app and activate it immediately on your mobile phone.

The top-up limit is higher than with other Swiss Bankers prepaid credit cards. This way, with Prime you benefit from even more flexibility. Prime is available from selected private banks. 

Card fee

None

Annual fee: CHF 45.00

Monthly fee: CHF 2.90

None

Top-up fee 1

1.5 % 2

None 2

None

1.5 % 2

Charge per payment

CHF / EUR / USD 1.00

None

None

CHF / EUR / USD 1.00

Processing fee foreign country

None 

0.95%

0.95%

None 

Domestic ATM withdrawal fee

CHF / EUR / USD 5.00

CHF 5.00

n/a

CHF / EUR / USD 5.00

ATM withdrawal fee abroad

CHF / EUR / USD 7.50

CHF 7.50

n/a

CHF / EUR / USD 7.50

Replacement card

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00 in Switzerland and CHF 50.00 abroad. Immediate replacement of cards stored digitally.

Immediate replacement in case of loss or theft, including the remaining card balance, for a fee of CHF 20.00.

Free replacement worldwide in case of loss or theft, usually within three working days, including the remaining card balance. Immediate replacement of cards stored digitally.

Card top-up

min. CHF / EUR / USD 100
max. CHF / EUR / USD 10'000

min. CHF 100
max. CHF 10'000

min. CHF 100
max. CHF 10'000

min. CHF / EUR / USD 100
max. CHF / EUR / USD 20'000

Card currencies

CHF / EUR / USD

CHF

CHF

CHF / EUR / USD

Use options

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

- Payment terminals / machines
- Contactless payment
- Internet / online payments

- ATM
- Payment terminals / machines
- Contactless payment
- Internet / online payments

Mobile payment

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

- Apple Pay
- Samsung Pay
- Google Pay
- Garmin Pay, Fitbit Pay, SwatchPAY!

Available from

Banks, PostFinance, SBB 
To the outlets

Online-Shop, Banks, PostFinance, SBB 
To the outlets
 

only via Swiss Bankers app

Selected private banks

Maximum number of cards per person

5 cards

5 cards

1 card

5 cards

Funzioni app Swiss Bankers

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

– Top up your card
– Block your card
– Geo-blocking
– Spending overview
– Many other features

e-Banking: CHF 0.00 / credit card: 1.5% / PostFinance card: CHF 6.00
2 Top-up fee may vary depending on the distribution partner 
 

e-Banking: CHF 0.00 / credit card: 1.5% / PostFinance card: CHF 6.00
2 Top-up fee may vary depending on the distribution partner 

1 e-Banking: CHF 0.00 / credit card: 1.5% / PostFinance card: CHF 6.00

e-Banking: CHF 0.00 / credit card: 1.5% / PostFinance card: CHF 6.00
2 Top-up fee may vary depending on the distribution partner 

Safe and secure worldwide – always.

In the event of loss or theft, the card and its credit balance will be replaced by courier service worldwide at no charge. Cards stored digitally in the Swiss Bankers app can be reactivated immediately.

More about security

Everything is even easier to do with the Swiss Bankers app.

The practical features of the Swiss Bankers app make using the Travel card even more convenient, with clear presentation of all options and relevant information.