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Made for shopping

Life Digital card

  • Mastercard® accepted worldwide
  • Cashback on shopping brands
  • 3 months free, then CHF 2.90/month
  • Secure: no bank account required
  • Easy to top up with credit

Virtual prepaid card for greater security – even when shopping online

Swiss market leader for Mastercard® prepaid credit cards

Accepted by over 70 million merchants worldwide and offering maximum security – that's what the Life Digital card stands for.

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Always secure

  • No bank account required
  • Credit-based instead of credit
  • Notification of debits
  • Immediate card blocking via the app
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Easy to top up

  • Up to CHF 10,000
  • With debit/credit card
  • Via bank transfer
  • With PostFinance Pay
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Reliable worldwide

  • Over 70 million acceptance points
  • Cash withdrawals at home and abroad
  • Fast replacement worldwide
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Everything in one app

  • View account balance and transactions
  • Display or change PIN
  • Order replacement card
  • Block card and other security features
  • Download account statement

Be prepaid to enjoy

Simply order, top up and enjoy shopping

Life Digital is a virtual prepaid credit card with attractive terms and conditions that is immediately available on your smartphone. Click here for the terms and conditions of the Life Digital card.

 

1. Download the app

Download the Swiss Bankers app from the Apple or Google Play Store.

 

2. Order your card

Register in the app with your ID/passport and order your card.

 

3. Top up your credit

Load credit onto your digital card and get started.

Cashback on 40+ shopping brands!

Fashion, beauty, sports, electronics or household goods: the Swiss Bankers app offers top deals from leading brands. Save money when shopping online – easily and securely with the Life Digital card!

FAQs

What is a digital prepaid credit card?

The loadable digital credit card offered by Swiss Bankers works like a normal prepaid card. The only difference is that the card exists solely on your smartphone.

How can I top up credit?

You can conveniently top up your credit via the Swiss Bankers app, by bank transfer, debit/credit card or PostFinance Pay. The credit is available immediately after topping up. The minimum top-up amount is CHF 100, and the maximum top-up amount or maximum card balance is CHF 10,000.

Where can I use the Life Digital card?

The Life Digital card can be used anywhere Mastercard is accepted – online, in apps and at international retailers. It is also suitable for subscriptions and digital services.

Are there any fees for using the Life Digital card?

Yes, the monthly fee is CHF 2.90 and is deducted directly from the card balance. Additional fees may apply depending on usage (e.g. foreign currency conversion). Details can be found in the terms and conditions.

How do I check my credit balance?

You can view your current balance and all transactions at any time in the Swiss Bankers app. There you also have the option of downloading your account statement.

 

Download the Swiss Bankers app now!

Discover the many advantages of travelling and shopping with the Swiss Bankers app today! Download the app, order your Swiss Bankers card and start enjoying the benefits right away. Simple, secure and flexible with Swiss Bankers.

Country & languages

Swiss Banking

Member of the Swiss Bankers Association

© Swiss Bankers 2026