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The Benefits of Mastercard Prepaid.

Accepted like a credit card

You can use Mastercard Prepaid like a credit card to pay at more than 40 million retail locations in Switzerland and abroad and withdraw cash inexpensively from about 2 million ATMs worldwide. And in many shops you can use your card for convenient and easy contactless payments.

Also for mobile payments

Now you can also make mobile payments in most shops and all supermarkets in Switzerland and in many countries worldwide, or at a large number of ticket machines. Wherever Mastercard Prepaid is accepted and contactless payments are possible. To use this service, you need a Mastercard Prepaid from Swiss Bankers and a payment enabled device (mobile phone, smartwatch, etc.). The latest information is available at «Mobile Payment».

Ideal for online payments

Mastercard Prepaid is accepted by all online shops. It is ideal for people who do not have a credit card or prefer not to use their credit card for online purchases.

Available to everyone

Mastercard Prepaid is available to everyone in the Swiss Bankers online shop, at more than 150 SBB stations and at various banks. You can reload your card where you obtained it. In addition, you can reload your card via e-banking and PostFinance or via the app «My Card» using a credit card. Choose the desired amount between CHF 100.– and a maximum of CHF 10 000.–. The amount is generally credited to your card account within 15 minutes so that you can make secure payments worldwide and online and withdraw cash at once.

Full budget control

Mastercard Prepaid gives you full control of your spending: You can only spend the amount you have loaded onto your card. You can check your expenses, cash withdrawals, and your card balance at any time by means of the «My Card» app or at

Total security

Mastercard Prepaid is secure: Your card can only be charged when funds have been loaded. Moreover, Mastercard Prepaid is equipped with the latest chip technology and offers added protection against online card fraud thanks to Mastercard SecureCode / Identity Check. If lost or stolen, your card will immediately be replaced and your credit balance restored.

Protected funds

Mastercard Prepaid is issued by Swiss Bankers Prepaid Services Ltd, the leading issuer of prepaid cards in Switzerland, owned by Swiss banks. Swiss Bankers holds a banking license so that your card assets are fully covered by the depositor protection scheme.

Low charges

No fees* are charged for loading your Mastercard Prepaid card. Neither are any fees charged by Swiss Bankers for payments in shops or online. Cash withdrawals at ATMs are charged at only CHF 5.– per transaction. For the card service, an annual fee of just CHF 45.– is charged on top of the load amount when the card is loaded for the first time, and deducted from your card balance every subsequent year.

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*may vary depending on loading mode and distribution partner