The Swiss Bankers prepaid credit card. The budget control Mastercard EU. Ideal for people who do not have a credit card or prefer not to use it online.
You can use the reloadable Mastercard like a credit card to pay at more than 40 million merchant locations and to inexpensively withdraw cash from about 2 million ATMs worldwide. In many shops you can make convenient contactless payments.
The card is accepted by all online shops: Ideal for people who do not have a credit card or prefer not to use it online.
The reloadable Mastercard is available in euros, US dollars, and Swiss francs.
The card is very easy to obtain at your bank. Load funds from your giro account onto the card, and when they are spent, simply reload your card. The amount is credited to your card account within an hour so that you can make secure payments worldwide and online and withdraw cash from ATMs at once.
The reloadable Mastercard gives you full control over your expenses: You can only spend the amount you have loaded onto your card.
The card is issued by Swiss Bankers Prepaid Services (Liechtenstein) Ltd, a subsidiary wholly owned by Swiss Bankers Prepaid Services Ltd. Swiss Bankers Prepaid Services Ltd holds a banking license and is the leading issuer of reloadable credit cards in Switzerland. Your card balance is protected. If lost or stolen, your card and your credit balance will immediately be replaced.
No fees are charged for loading your card. Neither are any fees charged by Swiss Bankers for payments in shops or online. Only cash withdrawals at ATMs are charged EUR, USD, or CHF 5,00 per transaction (depending on card currency). For the card service, an annual fee of only EUR, USD, or CHF 45,00 (depending on card currency) is charged in addition to the load amount when loading the card for the first time and deducted from your card balance every subsequent year.
Swiss Bankers charges no fees for payments in shops or online.
An ATM withdrawal costs EUR, USD or CHF 5,00 (depending on card currency).
The annual fee is only EUR/USD/CHF 45,00 (depending on card currency and distribution partner) and is charged in addition to the load amount when the card is loaded for the first time. In the following years, the annual fee is charged to the card account directly.
Within Germany, replacement cards are issued and delivered free of charge. Outside Germany, a fee of EUR/USD/CHF 50,00 is charged.
In some cases, ATM operators or vendors of goods and services charge fees on cash withdrawals or payments, respectively. Swiss Bankers has no influence on these fees, which are not only charged on the reloadable Mastercard but on all credit cards, prepaid credit cards and Maestro cards of any card issuer.
The latest security technologies protect against misuse. You can optionally block and reactivate your card for Internet purchases, contactless payment or certain countries.